Resurrecting Buyers:

I guarantee 

you have already turned down a buyer that could have been approved through us only if both parties had only known what I am about to tell you.

Statistics have shown 91% of those buyers could have qualified through our unique program.

By offering the financing through us as your conduit whereas we can get those buyers pre-qualified very fast because we specialize in creative backed programs including credit challenged issues?

Only our trained real estate investors and master apprentices can offer solutions.

Your end results will render a pre-qualification when nothing else works, guaranteed. I am talking about almost 100% percent with low credit scores.

By using our option program you can offer in-house financing on the spot thus taking on the roll of becoming the lender (so to speak).

You will be offering a smarter solution to credit challenged buyers with less paperwork and no red tape. Sellers can also contract with in our partnership program whereas you  will be working with one of our seller finance specialist directly.

We assist you so your mortgage note will be a non-error-prone transaction…. through your consultant’s. With their experience and  advice your selling will go very smooth. The biggest cost can be a buyers down payment and closing fees.

The sellers can offer concessions that will be tailored by the consultant (keeping in mind) any added cost must be supported by the appraisal.

 

Partners

Buyers Sales Contract

Sample Contract

 

Credit Release 1

Credit Release 2

Sellers 10 Dollar Option Contract

Partnership Contract

 

Property Disclosure as-is

 

Seller Finance Decline

Seller Finance Conditional

Lead Base Paint

Fax & Application

Appraisal Request

Map Request Form

Sellers Listing Template

 

Sellers e-Book

Staging Your Property

First Contact With Buyer

Callers Worksheet

Sellers Payoff

 

Quick App Type2

1003 full Note Brokers

Letter Of Intent

 

Sellers Key Arrangement

Earnest Money Receipt

Non refundable Binder

Appraisal Request

Buyers Wish List

 

 

Backup Addendum

Before Closing Agreement

After Closing Addendum

Buyers Grant

Seller Finance Overview

 

North Carolina

Owner Marquise Funding

Gary Childers ridgewellexe@charter.net

828-584-1684

 

Introducing . . . TSF Cash Out. . . Temporary Seller Financing . . . a unique selling & financing strategy for F.S.B.O.'s Sell your home fast!

Option Power...$$$!      

• If you have all the prospective buyers you want, congratulations!   If not . . . We can help you sell your property, at full price, in 2 - 4 weeks using Seller Financed… By Gary Childers … I have access to a wide variety of private and institutional investors, nationwide, with unlimited funds and special products only offered through the Option or Sellers Joint Partnership Program! Our investors aggressively purchase seller-financed and creative mortgage interments mortgage notes. If you don’t understand what a mortgage is let me clarify, as a seller you can create a mortgage in similar fashion as a bank or lender whereas through your consultant or Optionee it is very easy to do and without errors. This creative stratigies must be tailored by the in-buyers when credit challenged. The Creative mortgage vehicle works the same as standard mortgage origination. You will originate with our guidance through your Option. We make sure you have marketable paper whereas. your mortgage will be sold to our investors at closing bringing cash to the table. This is the same wrap formula as banks or lenders use. Your Optionee will arrange the purchase of your mortgage interment at closing for cash. You will obliviously want to take the highest proposal! This must be coordinated by a specialized note specialist. It is recommended we either contract by option or partnership program. Our investors buy paper at closing everyday. This is known throughout the real estate industry as a Simultaneous Close.

Here is how our Sellers plan works: 

1.    First we will secure your net cash out price via a simple Option Agreement: The Agreement guarantees  in writing your net cash at closing up to 90% of appraisal.  It is a Non-Exclusive Agreement, which  means it does NOT take your property off the market “tie it up”, or restrict you in any way from accepting other offers during the option period! You will still be free to take other offers and it is wholly subject to our closing. It is a completely,100% no-risk proposition for you..

2.  Next just simply add these words; seller will finance, no bank qualifying and a few other variables. This attracts buyers when nothing else will:  JUST ADDING THESE WORDS WILL ATTRACT BUYERS.  LIKE A STEEL MAGNET!!!

3.   Use our script to control the financing. We help you structure your ads, you pre- screen to determine the best candidate for our unique 100% financing program.  

 4.  Once pre qualified, our in-buyers will execute the actual purchase agreement with earnest money with you, the Seller. At the closing, the loan funds, and after normal closing costs, you will net our agreed option cash out amount up to  90% of appraisal, ALL CASH

Why do we use an Option Agreement with the marketing full creative marketing plan...  We are private parties, (not licensed real estate agents) who buy and sell and arrange down payments for a small profit, nationwide. The state licensing requirements are we must contract we don't loan monies (in all 50 states)  option contracts power mandate so that  we can implement our strategy. We must first have a signed Contract and/or "equitable interest" in the property in order to legally find a in-buyer or, to even assist the Seller in selling his property. The Option makes us a "party in the transaction." and in full compliance with state requirements.

We can also contract with you whereas we handle all prospect calls, questions, and pre- qualifications and with the in-buyers there is no haggling or negotiation whatsoever. And best of all: Your cash out profit is LOCKED IN right up front….at no risk to you whatsoever. Your contract allows us to offer in-house on the spot financing so you never send buyers away.  Its just that simple.

Seller financing is often described as a mortgage between the seller and the buyer where the seller "holds the paper." Working through an Option sellers can get cash for the newly created paper. Finance buyers with our recommendations and use our selling vehicle to bring buyers when nothing else works.

By recognizing the millions of people who can't get traditional financing as potential buyers, resourceful property sellers (and their real estate agents) can minimize their time investment in getting a property sold. Even better, sellers who offer financing can usually get a higher asking price for their property, even in the slowest markets. Clearly this is a win-win situation.

 Most home sellers never consider financing the buyer directly because they are not aware of the benefits or don't fully understand how creating a note works. Let's take a closer look at the advantages of owner finance.
 

Three Advantages
 

Seller financing is very powerful when the market is slow or when there are many similar houses on the market. Just listing the house as "OWC" - Owner Will Carry - will make the house stand out and attract more buyers. Because many individuals cannot get funding from a bank, offering financing will open the doors to these prospective customers as well, essentially significantly increasing the pool of potential buyers. So, advantage #1 is MORE BUYERS.
 

When sellers or fsbos and realtors all use the same method of selling well guess what you always get the same results, one of the most difficult and frustrating obstacles for sellers is when market conditions make it nearly impossible to sell at the desired price price. A high initial listing price might be because the seller simply has an unrealistic idea of how their house stacks up against the competition in the area, or because the owner needs to sell for a set minimum price in order to pay off their loan against the property. With traditional property sales methods, the only way to prevent the property from sitting on the market indefinitely is to keep dropping the price. Unfortunately, this technique doesn't always work - especially if the seller is unwilling to "discount" their house by much. In areas flooded with homes for sale, reducing the asking price slightly will not bring the desired result. In fact, it's common that the property will continue to sit on the market without offers, alongside the multitude of other unsold properties with similarly reduced prices.

Anyone experienced like seasoned agents understands that making a product must stand out from the crowd is a critical technique for success. But if there's too much competition offering the same attributes, the only logical way to attract the attention of serious buyers is to drop the price so that your property is a much better value than the competition. In cases where the seller is too inflexible with their asking price, this is not a practical solution. Without an alternative strategy, the seller is forced to keep the house on the market for an extended period of time with an unrealistic asking price, hoping for the right buyer to come along. And as you know, that "Mr./Mrs. Right" might NEVER materialize!

Property sellers who want to both obtain their desired price and close on the deal quickly should consider seller financing. Seller financing is a powerful tool to remedy real estate situations that otherwise look grim. When you factor agents fees to accommodate your buyers down payment this can be a great advantage instead of paying a realtor 6-9% you take those same fees and apply or tailor this to your buyers down payment as leverage. Your Optionee will help you create a win-win deal that attracts investors.

Many home sellers (and their real estate agents) do not see seller financing as a viable option. One misleading interpolation is the sellers must own the real estate free and clear to offer the financing. Another misunderstanding is sellers simply can't sell their homes by offering the financing and how if so can they  get cash out of the transaction. This is where it takes experience I admit sellers are uneasy with this approach because its a new vehicle and its not standard. Mortgages are bought at closing by investors. The option or partnership program allows a note consultant to use their talents by being creative I specializes in formulating owner carried interments. My Investors have their own funding  they don't need bank  approval nor lending committees to buy. They aggressively seek paper we formulate or mortgage paper that's put together correctly. Seller Financing must be compliant by all state and federal laws. Investors  fund real estate that are fully disclosed by the in-buyer and owners of record (they're no-acceptations). The paper trail must be clean when due-diligence is ordered. We know the creative mortgage industry and are accustom to what our investors purchase. In actuality, seller financing can bring new attention to the listing and invite a different group of potential buyers - thereby opening up a unique, untapped market. A large percentage of people throughout the country cannot get approved for bank funding to buy real estate because of their credit situation. Many of these people are still in the market to buy a house, however. The "credit-challenged" are often frustrated with the limitations of apartment living or being renters; as a result, many are willing to pay a higher price just for a chance to get seller financing and improve their quality of life.   A savvy property seller who recognizes this opportunity can salvage an unfavorable situation and turn it into a seller's market. By using this type of creative financing, the seller could actually end up getting more than the original asking price - without resorting to the questionable strategy of patiently waiting for the "right buyer".

Seller finance can enable homeowners to receive a favorable selling price despite bad market conditions. In addition, the real estate agent (if any) gets to close a deal and move on to other sales, while a home buyer with poor credit is able to become a home owner. It's one of those rare situations where everyone at the negotiating table gets what they want.

Paper Options...

Many home sellers never consider seller financing because they don't understand the benefits and scared to death to sign any papers concerning their estate and often receive poor advice from third parties There are also common misconceptions that it's much too complicated to attempt to orchestrate a seller financed deal, or that there are no buyers willing to sign a private note.  Once a property seller takes the time to learn about the basic process, the advantages of offering financing instead of a lower price to sell their property become very clear. Plus, a little education about seller finance will make it apparent that drafting a secured private note is actually a very straightforward process.  The bottom line is seller financing can enable a home owner to "have their cake and eat it too" - i.e., sell at the desired price, close the deal quickly, and even receive cash from sale.

Optionee's Objectives Number 1...: Helping a Seller:  The Owner Finance Consultant can coordinate and complete the sale of your home faster than anyone using his or her exclusive "Rapid" Buy Sell Program. Purchasing are from $50,000 to $5M. Here's how it works.

The Consultant makes a substantial offer to the seller.  Parties immediately enter into a "contingent contract". This gives the seller the flexibility to continue marketing their property while the Consultant does the same. The "double barrel" strategy gets it sold fast!

Optionee's Objectives Number 2...: Helping a Buyer: A self-employed buyer with poor credit turns to an Owner Finance Consultant after being denied by many traditional lenders and is approved. Buyer purchases a home from the consultant, receives over $5,000 in " Free Cash" to help with closing costs and closes in 20 days! The Owner Finance Consultant can and will help you get the home you deserve.

Gary Childers 828-584-1684

ridgewellexe@charter.net